Cookie Policy
How we use cookies
Last updated 8 January 2026. This policy explains what cookies we use and why.
What are cookies?
Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners.
We use cookies to keep you signed in, remember your preferences, and understand how you use our service so we can improve it.
Cookies we use
Strictly Necessary
These cookies are essential for the website to function properly. They enable core functionality such as security, authentication, and session management. You cannot disable these cookies.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| sb-*-auth-token | Supabase authentication session | Session / 1 year | Supabase |
| mbm_cookie_consent | Stores your cookie preferences | 1 year | My Budget Mate |
Analytics
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our services.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| None currently | We do not currently use analytics cookies | N/A | N/A |
Marketing
These cookies are used to track visitors across websites to display relevant advertisements. We currently do not use marketing cookies.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| None | We do not use marketing or advertising cookies | N/A | N/A |
Your choices
When you first visit My Budget Mate, you will see a cookie banner that lets you accept all cookies or customize your preferences.
You can change your cookie preferences at any time by visiting your Privacy Settings.
You can also control cookies through your browser settings. Most browsers allow you to block or delete cookies. However, if you block strictly necessary cookies, some parts of My Budget Mate may not work properly.
Legal basis
We comply with the Privacy Act 2020 (New Zealand), the UK GDPR, and the Privacy and Electronic Communications Regulations (PECR).
For strictly necessary cookies, we rely on legitimate interest as they are essential for the service to function.
For analytics and marketing cookies (if enabled), we rely on your explicit consent, which you can withdraw at any time.
Updates to this policy
We may update this cookie policy from time to time. When we make significant changes, we will notify you through the app or by email.